John Phillips was born in 1719, the second son of Rev. Samuel and Hannah Phillips, of Andover, Massachusetts. His great-great-grandfather, Rev. George Phillips, had come from England to Massachusetts to seek religious freedom, and served as minister at Watertown, Massachusetts.
He grew up in an atmosphere that was deeply religious and grounded in Calvinist principles. His great-grandfather, Rev. Samuel Phillips, had served as minister at Rowley, Massachusetts, and John’s father, Samuel Phillips, was minister in Andover.
Prepared for college by his father, John entered Harvard at age 11, the youngest in his class by two years. Not quite as serious as his older brother Samuel who had attended Harvard before him, John displayed a bit of his “spirit” when as a freshman, he wrote a note to his tutor, on the flyleaf of his textbook, inviting the tutor to “step up to his chamber for a glass of ale.” At Harvard he won prizes and was chosen to deliver the Salutatory Oration at his commencement in 1735.
He returned to Harvard for a master’s degree, which he obtained in 1738. After preaching in Andover for a couple of years, he moved to Exeter (the birthplace of his grandmother) and started teaching and occasionally preaching. He soon began to assist the widow of his cousin Nathaniel Gilman, a merchant in town, who had died in 1741.
While working for Mrs. Gilman he briefly courted her daughter Tabitha, who was around his age. After she refused his marriage proposal, he courted and married her mother, Mrs. Sarah Gilman, in 1743. She was 16 years his senior. From then on, he developed the business that his cousin had started and engaged successively in general merchandise, export and import trade, real estate, and banking.
By 1765, the year of his wife’s death, he was the richest man in Exeter. He married his second wife, Elizabeth (Dennett) Hale, widow of Dr. Eliphalet Hale of Exeter, in 1767.
During his many years as a successful business man, he found the time to serve the town, the province, and his church as auditor of town accounts, selectman, tithing man, surveyor of highways, overseer of the poor, fire warden, deputy to the First Provincial Congress, member of the General Assembly, judge of the Court of Common Pleas, and member of the Provincial Council. He clearly felt strongly about what we would now call community service.
John Phillips was an active member of his church. He was one of the original founders of the Second Parish in Exeter, as it was called, when a group of worshipers separated from the First Church. He served the church for 40 years as clerk, moderator and ruling elder.
In addition to his work as a teacher when he first arrived in Exeter, John Phillips demonstrated his belief in the importance of education in many instances. As early as 1762 he sent a gift to Eleazar Wheelock to help support Wheelock’s “School for Indians” in Lebanon, Connecticut. That school later moved to New Hampshire and became Dartmouth College. John Phillips was the school’s first major benefactor. He was a trustee of the college from 1773 to 1793. Dartmouth named their first professorship after him.